Posted by admin on November 4, 2010 under Financial Aid Tips | 
Grants For Single Mothers
by: Kelly Kennedy
If you are a single mom and struggling to get by, you are not alone. Whether you are going through a divorce or the father is absent most single mother face the burden of supporting themselves and their children all on one income. Only fifteen percent of women going through a divorce are awarded any form of court-ordered spousal support.Thirty-four percent of those women never receive what is due to them.Less than half of the women who claim child support ever receive the full amount.Within the first year of divorce a women’s average standard of living falls forty-five percent while a man’s will grow fifteen percent.
What are grants?
A grant is an award of financial assistance. The primary purpose of a grant is to transport a thing of value from a Federal agency to a recipient to carry out a public purpose of support or incentive authorized by a law of the United States. A grant is distinguished for a contact, which is then used to acquire property or services for the Federal government’s direct use or benefit.
Grants are associated by company, state, local or tribal government, research institution or academia, not-for-profit, or any other kind of institution.
Grants for single mother can be found on one of the 900 grant programs offered by the 26 Federal grant-making agencies. These programs fall into 21 broad categories defined by the Catalog of Federal Domestic Assistance. Agencies may fall under multiple grant categories. Below is a list of categories where grants for single mother may be found:AgricultureArtsBusiness and CommerceCommunity DevelopmentConsumer ProtectionDisaster Prevention and ReliefEducationEmployment, Labor, and TrainingEnergyEnvironmental QualityFood and NutritionHealthHousingHumanitiesInformation and StatisticsLaw, Justice, and Legal ServicesNatural ResourcesRegional DevelopmentScience and TechnologySocial Services and Income SecurityTransportation
If you are a single mother seeking help with funding for your higher education you should consider exploring financial aid options such as contacting your financial aid office where you attend school. Ask about:Direct financial assistance from your collegeFederal and state subsidized grantsWork-study programsSupport from alumni, local clubs, or religious groups,Corporate-sponsored scholarships or tuition-aid programs for employees or for children of employees
Who can apply for grants?
If you are a citizen of the United States or a U.S. territory, or are a foreign national who has lived in the United States or a U.S. territory for at least three years immediately preceding an application, you are eligible to apply for a grant.
How do I prepare an application?
Each grant program has special instructions and program guidelines on how to properly prepare an application. Make sure to review these carefully before beginning your application for any important information about the focus of the program, eligibility requirements, and the types of funding available.
Applying for a grant is a great way for single mother in debt to get out of debt and stay out.
Helpful sites
- http://www.grants.gov lists over 900 grant programs.
- http://www.neh.gov answers common questions about grants.
CLICK HERE to Order Your Copy of “How to Send Your Child to College for FREE”
About The Author
Kelly Kennedy writes for http://www.singlemotherresources.com, a great online source for single mothers and financial advice
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Posted by admin on under Financial Aid Tips |
“How To Send Your Child To College For Free”
By Barry Simmons
CLICK HERE to Order Your Copy of “How to Send Your Child for FREE”
This informative resource will guide you to a practically free college education, even if you have excessive credit card debt and own your own home with half a million dollars equity in it.
How This Book Was Born
During the latter part of 2000, when the economy started to turn sour, my computer business softened. With the tragic events of 9/11, many of the opportunities I had relied on in the Wall Street area disappeared.
Added to this was the outsourcing of millions of technical jobs to Asia and China. I started out writing this guide because I was overwhelmed by information about how I could afford to send my son to college.
Together we spent months on the Internet and one day realized that a government guide, written by the U.S. Department of Education, answered dozens of our questions.
We also purchased a popular book that walked us through the process of seeking financial aid. Days later we found the same advice on the Internet.
But what I discovered was that not everything you need to know to finance your child’s education is out there on the Internet.
I spent months speaking to financial aid officers at many universities and discovered that just filling out the CSS Profile and FAFSA financial aid forms and meeting some deadlines is only half the battle in acquiring Federal Pell grants, college need-based grants, and Federal Stafford and Perkins loans.
Knowing the right questions to ask, and knowing who to ask led me to information not available through the high school guidance counselors or the many web sites of the colleges my son applied to. That is how this book was born.
Here are just some of the amazing secrets, tips and techniques this book will teach you:
- How to unravel the maze of college and financial aid web sites and show you in a concise, step-by-step manner how even a person with no savings, no stocks, no bonds, a large mortgage and large credit card debt can send his child to college with almost no money.
- How college financial aid offices actually determine what federal aid (college Pell grants, Stafford and Perkins loans etc.), and state grants will be given out to potential students so you will know in advance how to prepare yourself to receive the maximum amount for your child’s college education.
- Dispel the myth that schools are ‘need blind’ and provide, in their own words, how university administrators discriminate against early admission students looking for college financial aid, including free grants and scholarships and college grants for minority students.
- Provide you with the actual financial aid offers, that Barry’s daughter received as a high school senior in the spring of 2007, with college financial aid packages that were significantly different; even though the schools looked at the same financial information, and tell you why they’re different.
- Provide you with all the subsequent actual financial aid packages, that Barry’s daughter received as she went through four years of college including the one she just received for her 2010 – 2011 fall senior semester.
- Tell you how Stafford and Perkins loans that you’ve received can be forgiven (canceled) years after you’ve received them.
- Direct you to so many college scholarship programs that your head will spin. You’ll be taken to college scholarship application sites for every conceivable area you can imagine. College athletic scholarships, and those for academics, special needs and college scholarship applications for every conceivable religion.
- You’ll also be directed to college grants and scholarship search engines that will e-mail you when new college scholarship applications become available and which ones are nearing their expiration dates so you can quickly apply.
- I will provide you with the most up to date financial aid packages that each branch of our armed forces provides for our soldiers including the post 9/11 GI Bill and the Montegomery Bill.
- I will tell you 6 financial aid myths that are commonly accepted as fact and will completely change the way you think about preparing your finances for your child’s education.
- I will tell you why a scholarship for college students doesn’t necessarily place money into the students lap. Many colleges make them disappear, which is why grants for college education funding is preferred.
CLICK HERE to Order Your Copy of “How to Send Your Child for FREE”
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